Insurance for Cars Insurance companies provide auto insurance against accidents to car owners. Customers get different levels of cover for their cars depending on the auto insurance policy that they choose. Auto insurance covers injury to passengers, damage to the car and in some the theft of the car. In most states there is a minimum insurance cover required and therefore getting an auto insurance becomes mandatory. According to your choice of what you would like the insurance to cover, there are several auto insurance policies to choose from. Some of the different auto insurance policies available to car owners include third party or liability auto insurance and full or comprehensive auto insurance. Third party or liability auto insurance is considered to be the lowest insurance cover that is offered by auto insurance companies. Third party is the most basic auto insurance cover. An auto insurance company will pay the damages of an accident to the other party in an accident if it is proven that their customer was at fault in the occurrence of the accident. Third party insurance cover is usually set and agreed on beforehand. Normally the maximum amount that can paid for a third party cover in case of an emergency are set in advance. It is therefore important to know what the payout limits are and what the insurance covers. Covers that charge very low premiums might provide very minimal a cover that is not realistic. A minimum cover is mandatory in most states, this is mostly third party insurance. Auto insurance companies also provide a comprehensive auto insurance policy. This policy covers your car comprehensively as the name suggests. If your car is involved in an accident, the auto insurance company will pay for the car or its repair. The final word on the amount to be paid out in case of an accident rests with the insurance company. Just like in third party insurance cover, insurance companies also set limits for the amount that can be paid out, although the limits in comprehensive auto insurance are higher. Comprehensive insurance is usually optional in most states and it is up to the consumer to choose if they need it.
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Other types of auto insurance include the medical and personal injury protection. This type of cover pays the medical expenses of the driver and the passengers in case of an accident. In some states this cover is a minimum requirement.
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Whatever auto insurance cover you settle for ensure that it meets the minimum legal requirements. For a recreation vehicle you will need an insurance different from auto insurance.

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